Compare Best NZD to HKD transfer rates

Compare Exchange Rates & Fees - Save Time & Money

Sending money to Hong Kong can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Hong Kong bank accounts or pay a Hong Kong dollar invoice.

NZD to HKD Market Data

New Zealand dollar (NZD) to Hong Kong dollar (HKD) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell NZD → Buy HKD

1 NZD = 4.4931 HKD

1d−0.2%▼

NZD to HKD at 4.5035 is just 0.8% above its 3-month average of 4.4687, having traded in a relatively stable 7.1% range from 4.3519 to 4.6594

15-DEC 7PM-NY 16-DEC 12AM-LON 8AM-HK 11AM-SYD

Tracker

1 HKD = 0.2226 NZD

Is the NZD to HKD Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the Hong Kong dollar is to review how the NZD/HKD rate has changed over time.

The table below shows the percentage change in the NZD to HKD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

Date	NZD/HKD	Change	Period
01 Dec 2025	4.4590	0.7% ▲	2 Week
16 Sep 2025	4.6596	3.6% ▼	3 Month
15 Dec 2024	4.4863	0.1% ▲	1 Year
16 Dec 2020	5.5110	18.5% ▼	5 Year
18 Dec 2015	5.2156	13.9% ▼	10 Year
20 Dec 2005	5.3085	15.4% ▼	20 Year

NZD/HKD historic rates & change to 15-Dec-2025

NZD to HKD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in Hong Kong dollar across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD	HKD
NZ$ 1	HK$ 4.4931
NZ$ 5	HK$ 22.47
NZ$ 10	HK$ 44.93
NZ$ 20	HK$ 89.86
NZ$ 50	HK$ 224.66
NZ$ 100	HK$ 449.31
NZ$ 250	HK$ 1,123
NZ$ 500	HK$ 2,247
NZ$ 1,000	HK$ 4,493
NZ$ 2,000	HK$ 8,986
NZ$ 5,000	HK$ 22,466
NZ$ 10,000	HK$ 44,931
NZ$ 20,000	HK$ 89,862
NZ$ 50,000	HK$ 224,655
NZ$ 100,000	HK$ 449,310

NZD	HKD
NZ$ 0.2226	HK$ 1
NZ$ 1.1130	HK$ 5
NZ$ 2.2260	HK$ 10
NZ$ 4.4520	HK$ 20
NZ$ 11.13	HK$ 50
NZ$ 22.26	HK$ 100
NZ$ 55.65	HK$ 250
NZ$ 111.30	HK$ 500
NZ$ 222.60	HK$ 1,000
NZ$ 445.20	HK$ 2,000
NZ$ 1,113	HK$ 5,000
NZ$ 2,226	HK$ 10,000
NZ$ 4,452	HK$ 20,000
NZ$ 11,130	HK$ 50,000
NZ$ 22,260	HK$ 100,000

More amounts

*Converted at the current NZD-HKD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

What is the best Send Money conversion rate for NZD to HKD?

The best NZD to HKD exchange rate is 4.4747 from Wise. This is -0.41% compared to the mid-market rate 4.4931.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Hong Kong dollar (HKD) rates from different sources before making a conversion.

The above Kiwi to Hong Kong dollar comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest NZD-HKD mid-rate and the possible savings of using various providers.

How do NZD-HKD rates compare between providers?

Looking at the full NZD to HKD - Send Money comparison table the provider with the best NZD to HKD exchange rate is Wise at 4.4747, -0.41% from the latest mid-market rate 4.4931.

The next best is OFX at 4.4706, -0.5% from the mid-rate.

Then XE at 4.4661, which is -0.6% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

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